Take a look to see if you’re eligible for the OVO Energy Fund (see below), as we might be able to give you a one-off payment if you’re in debt and you earn less than £16,190.
Whether you are or aren’t eligible, please call us on 0800 0699 831 if you’re having money troubles.
Our friendly advisers will talk you through your options, based on your circumstances. If you’re in debt, we can work out a payment plan together. And if your debt keeps on going up, we can fit a prepayment meter at your home so you can pay it back, a little at a time.
It’s where you pay for your energy as you use it. It’s a great way to help you budget, clear off any debt and make sure you don’t get large bills. You do have to make sure there’s always credit on the meter, though, or else it’ll disconnect and you’ll have to add credit to get your energy again.
There are plenty of organisations – some charity, some government – that can offer you advice when it comes to money worries. They are:
Step Change Debt Charity
This is the UK’s largest provider of free, independent debt advice. It helps thousands of people every week to overcome debt problems.
You can talk to them for free on 0800 138 1111 (Monday to Friday 8am-8pm and Saturday 8am-4pm).
You can also use their online Debt Remedy tool. After you’ve answered a series of questions about your household, income and expenditure, it’ll recommend how to manage your debts, based on your personal circumstances.
The Fuel Direct scheme (part of the Department for Work and Pensions) can take the hassle out of paying your energy bills or debt, as it will pay them for you – directly from any of these benefits:
This debt charity gives free advice in England and Wales through its helpline and online tool, My Money Steps.
My Money Steps will ask some questions about your income, spending and debts. It’ll then help you work out the best way to deal with your debts and give you step-by-step help and support to get back in control.
Call them on 0808 808 4000 (Monday to Friday 9am-9pm and Saturday 9.30am to 1pm).
Centre for Sustainable Energy
We’ve partnered with the energy saving advice experts at Centre for Sustainable Energy to give you free, impartial advice on how to save energy and keep your home warm in winter.
Just have your name and account details ready when you call. And remember, if you are of pensionable age; have a disability, hearing and/or visual impairment; or suffer from long-term ill health, there may be special help available, so don’t forget to mention this to us when you call.
Call them on 0800 408 6601 or 0117 203 4264 for mobiles. (Monday to Friday 9am-5pm)
The Warm Home Discount (WHD)
Find out what it is, how you get it – and everything in between.
If you have a problem sorting out a complaint with a gas or electricity company, the Ombudsman may be able to help on 0330 440 1624.
However, you should only contact the Ombudsman after you’ve tried to resolve things directly with your gas or electricity company. So, if you’re with OVO, please tell us you’re unhappy before you contact them – and we’ll do our best to put things right.
It’s a fund to help people who’ve fallen behind with their energy payments to OVO, fallen into debt and who want to become more financially stable in future. If your application is successful, we’ll make a payment directly into your OVO account.
We will work with the Plymouth branch of the award-winning charity Citizens Advice, which is well known for its high-quality energy debt advice.
Provided your application is successful, Citizens Advice Plymouth will be in touch within 4 - 6 weeks of you submitting your application.
When you apply for the fund, we’ll start by offering you a 1-hour telephone appointment with a Citizens Advice Plymouth Energy Advisor. They’ll talk you through all your options and explain how you can reduce your risk of debt in 3 ways:
By making the most of your income.
Using energy more efficiently
Avoiding energy debt.
We hope this will help to increase your long-term financial confidence and stability.
If your application is successful and you get an award to clear your energy debt, we may ask you to wait 2 years before reapplying to the fund.
If your application is not successful, you can re-apply whenever you like if your circumstances change, but we will ask for evidence.
If you’re having trouble because you’re ill, affected by sight loss or arthritis, or otherwise vulnerable, you can ask a friend, relation or carer to help you. There’s a section in the form where they’ll need to write their details to show they filled in the form with you.
You can also get help from a Citizens Advice Plymouth Energy Advisor – just call 01752 507703.