EV Charger Cover.
Helping you stay on the road to a greener future
Every journey starts with your EV charger – it powers the school run, road trips, and all your adventures. And now there’s a way to protect it.
Our home EV charger insurance goes way beyond a standard warranty, from £3.50 a month.1
Our insurance goes the extra mile1
Accidental damage cover
If accidents happen and your charger stops working, we’ve got you covered. You’ll be insured against fire damage too.
Vandalism and theft cover
You’ll be covered if someone else damages your charger or takes the cable from your home.
Full system cover
We cover everything from the fuses to the charger itself.
Fast response
We’ll aim to be with you within 24 hours of your call. And our team of specialists will be on hand 24/7, all year round.
A brand new replacement
If your charger is under 10 years old and can't be fixed, we’ll install a new one for you.
Get covered from £3.50 a month
We insure any charger with an output of 22kW or less, and you don’t need to be an OVO customer.
There are 2 plans to choose from:
- Pay £3.50 a month, with a £30 excess fee
- Or pay £6 a month, with no excess fee
Get covered from £3.50 a month
We insure any charger with an output of 22kW or less, and you don’t need to be an OVO customer.
There are 2 plans to choose from:
- Pay £3.50 a month, with a £30 excess fee
- Or pay £6 a month, with no excess fee
What people say about OVO
Lucy provided me with excellent information and great customer service. She was informative, patient and ultimately just a very nice person! Her service helped me navigate a confusing situation and I am grateful for her time.
August 01, 2025
I spoke to Sean this morning, and we had a really pleasant converstion. He quickly came up with the most suitable tariff - the same as the past year at a very similar monthly payment. I have been with OVO for a few years now - I can't remember what it used to be called, and have always found it easy to contact for good advice. This morning's experience was every bit as pleasant. I like OVO's way of doing business. Thank you very much - I am happy to stay with OVO.
August 01, 2025
The person i spoke to (zino) was very helpfull and professional. He helped me with my query
July 31, 2025
More reasons to choose OVO
Thousands trust us
We also insure boilers, electrics, and more for thousands of customers. So when it comes to protecting what matters most, you’re in safe hands.
We’re EV charger experts
OVO fit them, power them and champion the shift to electric. So who better to cover your charger?
The UK’s cheapest home EV charging
Get from A to B for 2p a mile with Charge Anytime.2
Our free add-on lets you charge your car at a lower rate of 7p per kWh, any time you like. That means you could save up to £542 a year when you smart charge your EV at home.3
Not with OVO? Check if you’re eligible before you switch.
The UK’s cheapest home EV charging
Get from A to B for 2p a mile with Charge Anytime.2
Our free add-on lets you charge your car at a lower rate of 7p per kWh, any time you like. That means you could save up to £542 a year when you smart charge your EV at home.3
Not with OVO? Check if you’re eligible before you switch.
Say hello to our home EV chargers
We’ve got 4 of the smartest EV chargers to choose from. And our trusted OVO engineers are specially trained in installing them.
Choose your chargerGet ready to Charge Anywhere
Power up your car wherever you are, plan your route, and pay – all thanks to Charge Anywhere. You don’t need to be with OVO to get going.
Find out moreYour questions answered
No, you don’t need to be with us to take out our EV charger insurance. And it doesn’t matter if we didn’t install your charger for you.
We cover all AC EV chargers with an output of up to 22kW.
You can start making claims 30 days after your policy start date.
Yes, but you might need to pay a cancellation fee. To find out more, check our terms and conditions.
This all depends on which plan you picked, so check your policy documents.
If you chose our plan without a £30 fixed excess charge, then you won’t pay any excess.
If you’ve chosen the plan with a fixed £30 excess fee, then you’ll be charged £30 for each call-out. If the engineer has to make a second visit to fix the same problem (within 30 days of the first visit), you won’t need to pay the call-out charge again.
We’ll do everything we can to get an engineer to you on the same day, or within 24 hours of your call.
You can call 0330 102 8905 and speak to one of the team. Or take a look our feedback page for more options, including how to make a complaint.
Important information:
1 Terms, conditions and eligibility criteria apply.
2 The 2p a mile claim is based on an EV customer driving the UK average of 7,000 miles at an average of 4 miles per kWh. The Charge Anytime add-on rate on 01/04/2025 is 7p per kWh. Actual sum per mile is 1.75p. Individual costs will vary based on your vehicle efficiency, driving style and weather conditions.
3 Actual sum is £542.81. When you add Charge Anytime to your plan, your home energy rate will stay the same, but the energy consumed by your EV will be charged at an effective rate of 7p per kWh when EV smart charging (thanks to payment of your Charge Anytime charging credit).
The £542 saving is based on an average Charge Anytime customer using 3100kWh a year to charge their EV using the Charge Anytime add on. The Charge Anytime rate on 01/07/2025 is 7p per kWh for Charge Anytime charging compared to the OVO’s UK average SVT rate of 24.51p per kWh. Actual savings will vary depending on vehicle efficiency, driving style, EV charging usage and the cost per kWh of your standard home energy tariff.
To get the Charge Anytime add-on, you’ll need to have a compatible electric vehicle and/or EV charger, a smart meter, and to download our app. You’ll also need to agree to your smart meter sharing half-hourly readings with us. For full details of compatible chargers and EVs please see our Charge Anytime terms and conditions.
If you need your car in a hurry, you can override your smart charging schedule with the Charge Now function. You'll be charged at your standard home electricity rate when you're not smart charging.
OVO is a trading name of CORGI HomePlan Ltd, a firm authorised and regulated by the Financial Conduct Authority under firm reference number 824122 to carry on insurance distribution. CORGI HomePlan Ltd is registered in Scotland (Company No. SC358475). Registered Office: Cadworks, 41 West Campbell Street, Glasgow, G2 6SE.
The insurance policy is underwritten by OVO Insurance Services Ltd, a firm authorised and regulated by the Guernsey Financial Services Commission under reference number 2570126. OVO Insurance Services Ltd is registered in the Bailiwick of Guernsey under the Companies (Guernsey) Law 2008 (Company No. 67013). Registered office: PO Box 155, Mill Court, La Charroterie, St Peter Port, Guernsey, GY1 4ET.
CORGI HomePlan Ltd and OVO Insurance Services Ltd are part of OVO Group Ltd.